Terms of Service
Last Updated: 2024
Acceptance of Terms
By accessing and using the website of Plain Branch, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. These terms constitute a legally binding agreement between you and Plain Branch regarding your use of our resources on long-term capital accumulation and strategic asset planning.
If you do not agree with any part of these terms, you must immediately cease all use of our services. Your continued use of the site signifies your acceptance of any future modifications to these terms.
Description of Services
Plain Branch provides educational content, methodologies, and analytical tools focused on "Planning for large purchases without credit." Our services include asset acquisition methodology, horizontal planning, and time geometry analysis.
Important: Plain Branch is an information provider. We do not provide licensed financial, investment, or legal advice. All methodologies are for educational and planning purposes only.
Jurisdiction & Applicable Law
Plain Branch operates from Winnipeg, Manitoba, Canada. These Terms are governed by and construed in accordance with the laws of the Province of Manitoba and the federal laws of Canada applicable therein.
You irrevocably consent to the exclusive jurisdiction of the courts located in Winnipeg for any disputes arising from these terms or your use of the site. Our data practices comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Manitoba's The Personal Health Information Act (PHIA) where applicable.
User Conduct & Prohibitions
- Users shall not use the site for any unlawful purpose or to solicit others to perform illegal acts.
- Reproduction, duplication, or sale of our "Asset Acquisition Methodology" without express written consent is strictly prohibited.
- Users may not interfere with the security features of the site or attempt to scrape data through automated means.
Intellectual Property
The content, logos, graphics, and methodologies (including "Time Geometry" and "Horizontal Planning") are the exclusive property of Plain Branch and are protected by Canadian and international copyright and trademark laws.
You are granted a limited, non-exclusive license to view the content for personal, non-commercial use. No other rights are granted.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY MANITOBA LAW, PLAIN BRANCH SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES RESULTING FROM YOUR USE OR INABILITY TO USE OUR PLANNING TOOLS.
WE DO NOT GUARANTEE SPECIFIC FINANCIAL OUTCOMES. SAVING AND ACCUMULATION STRATEGIES INVOLVE MARKET RISKS AND INDIVIDUAL FINANCIAL VARIABLES BEYOND OUR CONTROL.
07. Disclaimer of Warranties
The website and all content are provided on an "as is" and "as available" basis. Plain Branch makes no representations or warranties of any kind, express or implied, as to the operation of the site or the information, content, or materials included. We do not warrant that the site will be uninterrupted, timely, secure, or error-free. Any reliance you place on such information is strictly at your own risk. We strongly recommend that users seek professional financial advice before making significant capital commitments.
08. External Infrastructure & Links
Our site may contain links to third-party websites or services that are not owned or controlled by Plain Branch. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Plain Branch shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of such external content or services.
09. Modifications to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. Your continued use of the website after the effective date of the revised Terms constitutes your acceptance of the terms.
10. Contact Information & Operator Details
Questions about the Terms of Service should be sent to us via the following contact channels:
- Company: Plain Branch
- Address: 233 Portage Ave, Winnipeg, MB R3B 2A7
- Email:
- Phone: +1 (651) 851-3428